Is SAR a Friend, Question Mark or Foe?

SAR is classified a Friend under the Income Quality Score framework, based on long-duration distribution and total-return history. This is a research classification, not investment advice.

How safe is the SAR distribution?

A Friend is an income asset whose long-term economic total return has historically covered its distributions and whose distribution has been stable over the available history. It describes a track record of durable, well-covered income.

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SAR Income Quality Score

Name: SAR Income Quality Score
Creator: Income Quality Score
Keywords: SAR income quality, SAR dividend quality, SAR dividend safety, SAR distribution history, SAR dividend score, SAR analysis, Saratoga Investment Corp. dividend

Saratoga Investment Corp. (SAR) has an Income Quality Score of 70/100, classified as a Friend with medium confidence, based on a 10-year income and total-return history.

Saratoga Investment Corp. (SAR) is a business development company (BDC) and is part of the IQ Score universe.

July 2026 snapshotAs of June 30, 2026Lookback: 10-year

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Long-term focused10-year income and total-return analysis

Data-drivenObjective scoring across 7 quality, distribution and risk signals

Clear classificationFriends to own. Foes to avoid.

IQ Score

70/100

FriendMedium confidence

Asset Type

BDC

Exchange

NYSE

Trailing Yield (TTM)

17.2%

Rank in BDC Universe

9 of 44

Lookback

10-year

Data as of

June 30, 2026

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About this snapshot
This is the public July 2026 snapshot. Public snapshots are delayed and frozen: once released, a month's scores do not change, and current data is reserved for members. The July 2026 snapshot is published as the public launch snapshot.

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SARSaratoga Investment Corp.

70FriendMedium confidence

Snapshot: 2026-06
Data as of: 2026-06-30
Lookback: 10-year
Asset type: Business Development Company

IQ Score History

Not enough published history yet to draw a trend.

Signals & Drivers

IQ signal scores

Each signal is normalised to 0–100 and combined by weight into the overall IQ Score.

Economic Payout Coverage

61/100

Distribution Cut Score

100/100

Distribution Trend

65/100

Total Return

94/100

Max Drawdown

49/100

Volatility

32/100

Yield Consistency

61/100

What is working

Strong long-term total return
No material annual distribution decline across 5 full years of data

Distribution Safety

9Years raised

0Years cut

20Years of data

DownCurrent trend

Medium confidence (5–9 years of history)

20070.98Held
20081.6Raised
20091.825Raised
20104.4Raised
20113.0Lower total
20124.25Raised
20132.65Lower total
20140.18Lower total
20152.18Raised
20161.88Lower total
20172.35Raised
20182.06Lower total
20191.65Lower total
20201.37Lower total
20211.81Raised
20222.81Raised
20232.82Held
20243.3Raised
20253.24Lower total
20262.0833Partial year

Distributions per year, from the frozen distribution-stability signal. “Lower total” means the calendar-year sum was smaller than the prior year (often a special-distribution rolloff or timing shift), but did not decline more than the engine's 10% material-decline threshold — see Years Cut above for years that did.

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IQ Score is a long-duration quality and distribution-safety classification for income assets. It is research based on historical data, not personal investment advice, and it does not tell you what to buy or sell. Figures reflect a delayed public snapshot and may differ from current data.