Public snapshot
EFC Income Quality Score
Ellington Financial Inc. (EFC) has an Income Quality Score of 45/100, classified as a Question Mark with high confidence, based on a 10-year income and total-return history.
Ellington Financial Inc. (EFC) is a real estate investment trust (REIT) and is part of the IQ Score universe.
This is the public July 2026 snapshot. Public snapshots are delayed and frozen: once released, a month's scores do not change, and current data is reserved for members. The July 2026 snapshot is published as the public launch snapshot.
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IQ Score History
Not enough published history yet to draw a trend.
Signals & Drivers
IQ signal scores
Each signal is normalised to 0–100 and combined by weight into the overall IQ Score.
What is working
- Strong long-term total return
What to watch
- drawdown severe
- 1–2 years with a material annual distribution decline
- yield unsupported
Flags & gates
- Yield Trap
- High Volatility
Distribution Safety
High confidence (10-year history)
- 20100.8Held
- 20112.51Raised
- 20122.5Held
- 20133.83Raised
- 20143.08Lower total
- 20152.45Lower total
- 20161.95Lower total
- 20171.76Lower total
- 20181.64Lower total
- 20191.81Raised
- 20201.26Cut
- 20211.64Raised
- 20221.8Raised
- 20231.8Held
- 20241.6Cut
- 20251.56Lower total
- 20260.78Partial year
Distributions per year, from the frozen distribution-stability signal. “Lower total” means the calendar-year sum was smaller than the prior year (often a special-distribution rolloff or timing shift), but did not decline more than the engine's 10% material-decline threshold — see Years Cut above for years that did.
Browse the full Income Quality Score research across CEFs, BDCs, REITs and income ETFs.
IQ Score is a long-duration quality and distribution-safety classification for income assets. It is research based on historical data, not personal investment advice, and it does not tell you what to buy or sell. Figures reflect a delayed public snapshot and may differ from current data.