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EFC Income Quality Score

Ellington Financial Inc. (EFC) has an Income Quality Score of 45/100, classified as a Question Mark with high confidence, based on a 10-year income and total-return history.

Ellington Financial Inc. (EFC) is a real estate investment trust (REIT) and is part of the IQ Score universe.

July 2026 snapshotAs of June 30, 2026Lookback: 10-year
Long-term focused10-year income and total-return analysis
Data-drivenObjective scoring across 7 quality, distribution and risk signals
Clear classificationFriends to own. Foes to avoid.
IQ Score
45/100
Question MarkHigh confidence
Asset Type
REIT
Exchange
NYSE
Trailing Yield (TTM)
12.4%
Rank in REIT Universe
101 of 162
Lookback
10-year
Data as of
June 30, 2026
How the IQ Score works →
About this snapshot
This is the public July 2026 snapshot. Public snapshots are delayed and frozen: once released, a month's scores do not change, and current data is reserved for members. The July 2026 snapshot is published as the public launch snapshot.
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EFCEllington Financial Inc.
45Question MarkHigh confidence
Snapshot
2026-06
Data as of
2026-06-30
Lookback
10-year
Asset type
REIT

IQ Score History

Not enough published history yet to draw a trend.

Signals & Drivers

IQ signal scores

Each signal is normalised to 0–100 and combined by weight into the overall IQ Score.

Economic Payout Coverage
37/100
Distribution Cut Score
40/100
Distribution Trend
68/100
Total Return
71/100
Max Drawdown
31/100
Volatility
14/100
Yield Consistency
47/100

What is working

  • Strong long-term total return

What to watch

  • drawdown severe
  • 1–2 years with a material annual distribution decline
  • yield unsupported

Flags & gates

  • Yield Trap
  • High Volatility

Distribution Safety

5Years raised
2Years cut
17Years of data
DownCurrent trend

High confidence (10-year history)

  1. 20100.8Held
  2. 20112.51Raised
  3. 20122.5Held
  4. 20133.83Raised
  5. 20143.08Lower total
  6. 20152.45Lower total
  7. 20161.95Lower total
  8. 20171.76Lower total
  9. 20181.64Lower total
  10. 20191.81Raised
  11. 20201.26Cut
  12. 20211.64Raised
  13. 20221.8Raised
  14. 20231.8Held
  15. 20241.6Cut
  16. 20251.56Lower total
  17. 20260.78Partial year

Distributions per year, from the frozen distribution-stability signal. “Lower total” means the calendar-year sum was smaller than the prior year (often a special-distribution rolloff or timing shift), but did not decline more than the engine's 10% material-decline threshold — see Years Cut above for years that did.

The IQ Score is a research classification of historical income quality. It is not investment advice, not a recommendation and not a prediction of future returns.

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